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Pension-Backed Loan
Dammi il 5

Pension-Backed loans: High amounts even without a guarantor and repayable up to 120 months

Would you like to realise your dream? Would you like to realize your grandchildren’s projects? Would you like to change your car or the furniture in your house? The Pension-Backed loan is dedicated to all your projects.

The Pension-Backed Loan (CQP) is a type of financing to Italian pensioners, which involves the repayment of the loan through monthly deductions not exceeding one fifth of their pension. The loan is tailor-made for pensioners who receive pensions from INPS, INPS (former INPDAP) and other institutions.

What are the main features of Dammi il 5?

Il finanziamento Pensionati Dammi il 5 ti offre questi particolari vantaggi:

  • high amounts repayable up to 120 months
  • Creditis takes out directly life and employment risk policies (for loss of employment), which are compulsory by law: the insurance is monthly paid by the customer
  • no guarantor required
  • maximum transparency and security
  • No bank account is required
  • funding type assessable even in case of difficulties of access to Credit Market
  • special advantages and facilitations thanks to the agreement with INPS

  • a valid identity document
  • social security number
  • il certificato di pensione o di quota cedibile rilasciato dall’Ente Previdenziale. In mancanza di questo, la pratica può essere avviata con un documento di reddito (cedolino della pensione, dichiarazione dei redditi)
  • maximum age at end of the loan 85 years old
  • permanent residence in Italy

Every loan and financial solution Creditis thought for you

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The financing dedicated to public and private employees and retirees.

Your instalment credit card: functional, safe and full of advantages.